Good financial planning is an important key to financial security. Individuals and families who plan for their children's college education, their own retirement & long term care and anything in between, have a much higher success rate of meeting their financial goals. Likewise, businesses that plan for growth in the good times and business stability & survival in difficult times have a much higher level of success and profitablity. We help individual and business clients with a full array of planning tools. Our planning efforts can also incorporate personal & business income tax, financial resource management, personal estate planning and business succession planning.